Anastasia Bonholtzer

Residential Loan Advisor

NMLS 2099604



Trust is the foundation of any great financial decision, especially when it comes to mortgages. With AMS Mortgage by your side, you'll not only save time and money but also enjoy an stress-free journey to homeownership. Let's work together to make your dream home a reality.

See what MORTGAGe programs you qualify for


Anastasia Bonholtzer

NMLS 2099604



From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here

Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here

ABOUT Anastasia

Known for her innovative and legally savvy approach to the mortgage industry, Anastasia Bonholtzer is a mortgage lender with AMS Mortgage Services based in the South Bay with over a decade of experience in both the legal and real estate sectors. She merges the two fields to bring fresh perspectives to the mortgage industry and specializes in creating bespoke lending solutions for first-time homebuyers, divorcing couples, particularly those who are self-employed and have been turned down by traditional banks. Anastasia is a first-generation Russian immigrant and understands the importance of making wise financial choices. Inspired by the quote, "Go confidently in the direction of your dreams! Live the life you've imagined" by Henry David Thoreau, Anastasia quickly excelled as a loan originator in Southern California, becoming a respected community lender in Los Angeles serving this year as the 2023 Membership Director for the Women's Council of REALTORS® South Bay. She is also actively involved in her local community, holding various leadership positions in the Chamber of Commerce and being honored as the 2023 Ambassador of the Year, Rotary International and a Sponsor for the Tiny Home Shelter Improvement Project in North Redondo Beach providing semi-permanent housing to the underprivileged and homeless community of South Bay. To contact Anastasia, call or text her direct cell at (323) 823-2816



Schedule your free consultation today and get expert insights to simplify your path to homeownership!


FAST Pre-Approvals

At AMS Mortgage , our journey with you begins with a personalized discovery process

We take the time to understand you, your aspirations, and your unique home buying requirements.

Our team is dedicated to guiding you through a mortgage process that's customized just for you, ensuring that you find the perfect match for your new home

First time Homebuyers

Ready to make the leap from renter to homeowner?

You're in the right place! At AMS Mortgage, we specialize in making first-time home=buying a breeze. Our team has the low-down on everything from loan programs that best suit your needs, to down payment assistance programs that can give your home-buying journey a turbo boost.

We're not just mortgage brokers; we're your one-stop shop for landing that dream home, all while keeping your stress levels at an all-time low.


Our top priority is ensuring you're well-informed before, during, and after the loan process

AMS Mortgage's automated systems and Concierge Mortgage Program take the guesswork out of your loan application process

You'll always be in the loop, enjoying a seamless and unparalleled experience that sets us apart in the industry

© 1992-2023 AMS Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.


Privacy Note

Licensed by PA Department of Banking as a Mortgage Broker, licensed by NJDOBI as correspondent residential mortgage lender (AMS acts a mortgage broker and as such can not issue a mortgage loan commitment nor can we fund any loans under any advertised program. Also as a mortgage broker in NJ AMS arranges mortgage loans through third party affiliates). This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site. Licensed under California Department of Business Oversight, Broker's License under California Finance lenders law. NMLS #20843 .This material is not from HUD or FHA and has not been approved by HUD or any government agency.