Bridging Law, Real Estate & Lending To Build Financial Freedom

Anastasia Bonholtzer, known as "Your Loan Queen", is a mortgage broker with AMS Mortgage Services, bringing a dynamic and legally savvy approach to the lending industry. Based in the South Bay, Anastasia has over a decade of experience in both real estate and legal sectors, uniquely positioning her to craft innovative lending solutions for her clients.

Specializing in assisting first-time homebuyers, self-employed individuals, and divorcing couples navigating complex financial transitions, she ensures that even those turned down by traditional banks have access to tailored mortgage solutions. Holding elite designations as a Certified Veteran Lending Specialist (CVLS) and a Certified Divorce Lending Professional (RCSD™).

Anastasia is licensed in California, Florida, and Texas, helping clients nationwide achieve financial stability through homeownership. A first-generation Russian immigrant, Anastasia understands the importance of strategic financial decisions. Inspired by Henry David Thoreau’s words, “Go confidently in the direction of your dreams! Live the life you’ve imagined,” she has built a reputation as a trusted mortgage expert and community leader in Los Angeles.

Her leadership extends beyond lending—Anastasia actively serves as a Board Member (2024–2027) for the Redondo Beach Chamber of Commerce, Board of Directors (2024–2025) for Community Services with Redondo Beach Rotary, and is part of the Leadership Redondo Class of 2024. She is also an Affiliate in Action with the South Bay Association of Realtors, Palos Verdes Association of Realtors, and Greater Los Angeles Association of Realtors.

Recognized for her commitment to community service, Anastasia has been honored as the 2023 Ambassador of the Year, Rotary International’s 2023 Rookie of the Year, and a key sponsor for the Tiny Home Shelter Improvement Project, helping provide semi-permanent housing for South Bay’s underserved communities. Beyond her professional life, Anastasia is an avid traveler, having explored 66 countries across 5 continents and visited 6 of the 7 Wonders of the World.

Her passion for adventure and cultural exploration fuels her global perspective, reinforcing her belief that financial freedom opens doors to life’s greatest experiences. Whether you’re buying your first home, refinancing, or restructuring assets through a divorce, Anastasia is committed to guiding you every step of the way.

Contact Anastasia 7 days a week directly at